Share this Job

Sao Paulo, São Paulo, BR

Credit Analyst

About Swiss Re Corporate Solutions 


Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage risks, from natural catastrophes and climate change to cybercrime.

Swiss Re Corporate Solutions is the commercial insurance arm of the Swiss Re Group. We offer innovative insurance solutions to large and midsized multinational corporations from our approximately 50 locations worldwide. We help clients mitigate their risk exposure, whilst our industry-leading claims service provides them with additional peace of mind.

Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. Swiss Re Corporate Solutions embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work.



About the Role
Are you looking for a challenge and an opportunity to further advance your skills and career in a phenomenal working environment? Do you like to work in a global team and does the world of finance, insurance and trade fascinate you? Are you attracted by contributing to the data-driven transformation of Swiss Re? We are looking for an energetic professional to join our Credit Product Centre team and this could be your opportunity.

You will be part of the deal team for credit and surety underwriting and responsible for:

•    Professional and profound credit risk /rating assessment and financial analysis of a diverse set of corporates.
•    Approval/recommendation of credit limits in line with internal policies and standards
•    Evaluation of financing structures, delivery of objective risk related inputs on transactions and counterparties as well as recommendation on risk mitigation and loss prevention.
•    Monitoring of credit exposures to assess the potential impact of market events on specific counterparties or portfolios.
•    Identification of high-risk companies and potential recommendations on watchlist placements.
•    Communication with internal stakeholders and underwriters.
•    Improvement of credit file productivity and processing efficiency and responding in timely manner to credit/underwriting requests.
•    Contribution towards shaping data and technology driven transformation and solve business problems using innovative technology to ensure profitable business and cultivate growth ambitions.


This is a unique opportunity to apply your risk knowledge and credit analytical skills to a real portfolio, relate economic developments to the market performance and investigate trends to ensure a sustainable profitability.
In this role, you will work with colleagues in diverse functions including underwriting, risk management, portfolio management and claims. In addition to the day-to-day tasks, you will contribute to activities linked to the elaboration and implementation of the strategy of the Credit & Surety unit.


If you think out of the box, you are creative and you enjoy being a business-oriented team colleague driving for realistic solutions, this is an opportunity for you.

About the Team
The Credit Product Centre reports directly to the Global Head of Credit & Surety (C&S) Corporate Solutions who in turn reports to the Corporate Solutions Chief Underwriting Officer. The C&S unit of Corporate Solutions provides credit risk-based insurance solutions to banks and corporates in the areas of Trade, Commodity and Project Finance, Surety, Political Risk Insurance and Trade Credit Insurance. The team has full profit centre responsibilities and comprises specialized credit origination and underwriting professionals located in 14 offices within the 4 global Corporate Solutions regions.

The Credit Product Centre (CPC) is, in general, responsible for:
•    Leading key C&S CorSo strategic initiatives in the area of risk assessment and insights.
•    Providing high-quality, fundamental corporate obligor and transaction credit risk assessments in support of the C&S unit's diverse credit-related underwriting activities.
•    Conducting forward-looking sector and credit market analyses and feasibility studies.
•    Underwriting Policy and ensuring overall compliance with unit, divisional and Swiss Re Group standards.
•    Ensuring accuracy and integrity of methods and tools used to support transaction pricing.
•    Ensuring proper monitoring and oversight of the in-force Credit & Surety portfolio.


The Credit Product Centre is a globally distributed team with presence in Sao Paulo, Frankfurt, Munich, Bratislava, Zurich, Bangalore and Singapore. The Credit Product Centre also maintains direct contact to diverse senior management throughout Swiss Re by acting as the key Credit & Surety link with Swiss Re Group Risk Management and Group Underwriting, Legal, Operations, Finance, Claims and Actuarial (pricing and reserving).

About you

  • 4-7 years of experience (preferably in Trade Credit Insurance / Trade Finance division of a bank or factoring company) in credit risk management function. Knowledge of corporate loans is a plus.
  • Profound understanding of the specific risks in the international trade and supply chain finance flows.
  • Strong credit risk assessment skills. Ability to go "beyond the financials" in enriching the credit analysis with most current economic, industry and market sentiments.
  • Experience in assessing Obligors' group structures and intragroup linkages with the aim to determine credit ratings with limited financial information is highly desirable.
  • Attentive to details. Ability to critically question rationales behind risk ceding applications and obtain a holistic view of the trade/structuring justification.
  • Proficient in financial spreading, financial projections, experience in handling of credit application documents is advantageous.
  • Good knowledge and understanding of global macroeconomics, financial markets and credit-related products.
  • Strong academic background. Business degree and/or CFA / Chartered Accountant or similar qualification in finance is a plus.
  • Convincing interpersonal skills and ability to maintain effective working relations in a multi-disciplinary and multi-cultural environment.
  • Strong skills in Excel and other MS Office software are an added advantage.
  • Flexibility to work in project teams.
  • Proficiency in English required; additional language skills (Spanish or French preferred) would be given positive consideration



We are an equal opportunity employer, and we value diversity at our company. Our aim is to live visible and invisible diversity – diversity of age, race, ethnicity, nationality, gender, gender identity, sexual orientation, religious beliefs, physical abilities, personalities and experiences – at all levels and in all functions and regions. We also collaborate in a flexible working environment, providing you with a compelling degree of autonomy to decide how, when and where to carry out your tasks.


Reference Code: 118741 


Job Segment: Credit Analyst, Risk Management, Surety, Supply Chain, Claims, Finance, Insurance, Operations