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Location: 

Sao Paulo, São Paulo, BR

Credit Analyst Surety

Credit Analyst Surety 

Corporate Title: Assistant Vice President 

Division: CSB-Underwriting Bespoke (51002085)

Department: CSBL-Credit & Surety (50012302)

Recruiter: Karis Im

Hiring Manager: Ana Paula Afonso 
 

About Swiss Re Corporate Solutions
 

Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage risks, from natural catastrophes and climate change to cybercrime.

Swiss Re Corporate Solutions is the commercial insurance arm of the Swiss Re Group. We offer innovative insurance solutions to large and midsized multinational corporations from our approximately 50 locations worldwide. We help clients mitigate their risk exposure, whilst our industry-leading claims service provides them with additional peace of mind.

Swiss Re Corporate Solutions offers a flexible working environment where curious and adaptable people thrive. Are you interested in joining us?

 

About the role and main tasks:

  • The Credit Analyst is responsible to protect Corporate Solutions from credit default losses arising from its Credit & Surety (C&S) underwriting activities thru the analysis of the financial statements, transactions and overall market conditions. This position has to ensure that credit obligors are assessed, rated and appropriate credit risk tolerance levels are determined and respected. They also provide analytical services on credit-risk-related topics and serves as main point of contact for certain Swiss Re Group Risk, Business Services, Sales, Claims and Legal teams and Clients;
  • Leads the obligor/transactional credit analysis & rating process for Surety in Brazil (C&S), including organization and governance, assigns credit limits within assigned authorities and supports the obligor credit limit approval process. Systematically, reviews strategic credit positions on key clients and other obligors to assure balanced credit risk taking activity. Monitors, identifies and reports with the team any material changes in the risk profile of the credit portfolio and any excesses against authorized risk limits;
  • Define and execute the Swiss market strategy, aiming at positioning Swiss Re Corporate Solutions as a top-tier Commercial Insurer in the country. Strategy will include a.o organic growth strategies as well pursuit of inorganic growth options, partnerships and definition and implementation of alternative, ground-breaking business models.
  • Join road shows and meetings with Clients, Sales and Underwriting teams;
  • Makes presentations, run credit reports, supports and help to develop the other credit analysts in the team;
  • Compliance and Controlling Activities: Ensures compliance in own area of responsibility; withinC&S unit;
  • Contributes to rating/limits methodology and tools by closely interacting with other internal teams;
  • Supports annual credit limit & capacity planning activities, also Special Limits process in coordination with the Credit Manager and the local team, C&S Underwriting teams and Risk Management functions at single obligor risk level and ensures that capacity requests are completed on time;

About the team:

The Credit Product Centre is a global team with presence in Sao Paulo, Frankfurt, Munich, Zurich, Bangalore and Singapore. The Credit Product Centre also maintains direct contact to diverse senior management throughout Swiss Re by acting as the key Credit & Surety link with Swiss Re Group Risk Management and Group Underwriting, Legal, Operations, Finance, Claims and Actuarial (pricing and reserving).

Minimum requirements

Educational & Professional Experience

  • Bachelor’s in Business Administration, Economics or Accounting;
  • Minimum Experience: 3 years' experience as a Credit Analyst or Surety Underwriter with credit analysis experience in the Insurance or Banking industries;
  • Working experience in a multi-cultural and cross-functional environment with global teams.

Leadership Skills & Competencies:

  • Strong entrepreneurial mindset and focus on execution;
  • Excellent communication and facilitation skills;
  • Sound and consistent decision-making skills;
  • Strong networking skills; excellent team player including ability to work well with teams in multiple locations and business divisions;
  • Analytical Skills;
  • Proactivity, Initiative, Commitment and Resilience;
  • Business and Client view;
  • Be very focused;
  • Requires business travelling availability.

Technical Skills:

  • Strong financial acumen with capital/financial/credit markets proficiency;
  • Background in numerical and financial/credit risk;
  • Experience in credit/rating methodology and measurement;
  • Excel and Power Point, Power BI advanced knowledge (filters, graphs, macros, formulas).

Language Skills:

  • Fluent English skills is a must;
  • Other languages like Spanish or German would be a plus.

 

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, including gender identity or expression, sexual orientation, age, marital status, veteran status, or disability status.  Swiss Re offers modern work models and attractive work places that allow all employees to adapt to changing work preferences and life phases.

 

 


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Reference Code: 92248