Share this Job

Shanghai, SH, CN

Medical Underwriting Manager


About Swiss Re Corporate Solutions

Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage risks, from natural catastrophes and climate change to cybercrime.

Swiss Re Corporate Solutions is the commercial insurance arm of the Swiss Re Group. We offer innovative insurance solutions to large and midsized multinational corporations from our approximately 50 locations worldwide. We help clients mitigate their risk exposure, whilst our industry-leading claims service provides them with additional peace of mind.

Swiss Re Corporate Solutions offers a flexible working environment where curious and adaptable people thrive. Are you interested in joining us?


About the Team

Swiss Re Corporate Solutions China is now looking to build business with personal insurance products sold under the brands of existing and new distribution partners. Execution of this strategy is via a B2B2C model across a variety of primary platforms.

In this role, you will apply your professional knowledge and expertise to support the Head Products and product managers in all underwriting and related strategic planning activities of health insurance. You will be the key driver in the continual development of the proprietary underwriting engine, which digitally automates the identification and stratification of potential customers' risk factors and establish terms of coverage.

You should possess good underwriting skills of Health Business, be able to independently design reflexive underwriting rules and justify the rationale. You will be an innovator who constantly thinks out of box and seeks opportunities to make a difference to support product design.  Your initial focus will be on health products, but will gradually expand to other P&C lines such as accident, liability, homeowners, and e-commerce related products etc.

About the Role

•    Work with Head Products and health product managers to define health product strategy, underwriting appetite, process and guidelines
•    Responsible for daily assessments of risk and quotation of health products
•    Work with Head Products to develop an intelligent underwriting engine with reflexive underwriting rules, which could support providing coverage to people with chronic diseases 
•    Utilize internal and external resources such as 3rd party database to provide better risk assessment and aligned to digital customer journey
•    Responsible for drafting the wording of policies and preparing insurance policy terms and conditions
•    Determines eligibility coverage, premium rates and exclusion policies for individual 
•    Other tasks that line manager assign


About You

•    You are very analytical and a strategic thinker with a vision to innovate
•    You must possess sensible judgement and is reliable, responsible, thorough and complete in character
•    You have strong competencies in decision-making, numeracy, statistical, analytical and communication soft skills
•    You are influencing and can communicate your ideas to all key stakeholders clearly
•    You should very familiar with regulatory rules

•    Bachelor's degree or higher in medical
•    MBA is a plus

•    Excellent written and oral communication skills in Chinese Mandarin is a prerequisite, and
•    Fluency in English is a plus

Professional experience
•    At least 3 years of relevant experience in Life/Health insurance product design, underwriting, pricing or actuarial 
•    Experiences in medical institutions, health management companies, public health institutions will be highly evaluated 
•    Professional underwriting qualifications or certifications (such as ACII/ANZIIF or equivalent) are advantageous
•    In-depth understanding of local health insurance market, health insurance innovation trends and directions, and competitive landscape 
•    Demonstrated excellent underwriting methodology and capabilities in P&L control
•    Solid understanding of digital marketing, mobile technologies, big data and artificial intelligence, and its application in insurance value chain
•    Strong established network with peers, online/offline partners, third party vendors etc

Other skills required
•    MS Office Suite: MS Word, PPT, EXCEL
•    Outstanding interpersonal, communications and presentation skills

Reference Code: 101302 


Job Segment: Underwriter, Claims, Law, Liability, Manager, Insurance, Legal, Management