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Madrid, M, ES

Senior Insurance Product Manager Life & Health

About the Role


The Insurance Product Management L&H team consists of 10 colleagues based across 6 locations in Europe. As a Senior Insurance Product Manager for life and health business, based in Madrid and reporting to the Head of Insurance Product Management L&H, you will be responsible for the end-to-end protection product lifecycle in Spain & Portugal, from initial concept to development/design and implementation of the product and any related services, followed by regular reviews of – and enhancements to – existing products. You will support the Distribution team and the other Senior Insurance Product Manager for Spain & Portugal to co-create propositions with prospective clients and enhance products for existing clients, as well as play a key role in business performance steering.  Strong client management skills are a prerequisite for the role, where you will be required to build and maintain relationships with distribution partners in Spain & Portugal.


Working with our tight-knit cross functional teams you will liaise with various functional experts including Pricing, Underwriting, Claims, Finance, Compliance, Legal, Operations, Valuations and Risk Management.  You will be required to have in-depth knowledge of the Spanish & Portuguese protection markets including their legal and regulatory landscapes. 

Your main responsibilities will be to:

•    Lead product design and development with a strong focus on innovation, customer value and risk management
•    Conduct product testing, where this includes initial validation of the product concept through customer research as well as pre-implementation product testing
•    Produce detailed product specifications and risk assessments for protection products 
•    Develop and maintain customer-orientated product literature in line with operational processes, system functionality are regulatory requirements
•    Manage the product development and approval process to source subject matter experts' input from the cross-functional team, and ensure the required approvals are obtained in line with the product governance framework
•    Conduct regular in-force product reviews with a focus on balancing commercial and customer value
•    Continuously monitor developments and trends in Spain & Portugal protection markets, but also maintain a global focus to best-in-class proposition development


About You
We expect you to be:

•    A qualified actuary and/or a protection product expert, with a minimum of 8 years' experience in the L&H protection market in Spain. Experience in the L&H protection market in Portugal is a clear advantage.
•    Deeply knowledgeable about life insurance and experienced in the technical implementation of solutions and products
•    Client centric with experience working with external clients/distributors
•    Fluent in English and Portuguese (with excellent oral and written communication skills) and proficiency in Spanish
•    Proficient in MS Excel
•    A team player who is passionate about the success of the business
•    Comfortable in a dynamic, fast-moving, and international environment
•    Able to present complex topics clearly to a variety of stakeholders
•    Self-motivated and pro-active with an ability to work under pressure
You are:

•    Able to show integrity and consumer awareness
•    Enthusiastic about working with international colleagues in a multi-cultural environment
•    Comfortable handling multiple deliverables and with re-prioritisation
•    Collaborative, engaging and positive
•    A fast learner able to grasp complex processes and projects
•    Willing to actively engage in discussions and voice opinions
•    A self starter with a passion for innovation


This role is available full or part time (min 80%). Flexible working is a key part of the iptiQ culture.
We are an equal opportunity employer, and we value diversity at our company. Our aim is to live visible and invisible diversity – diversity of age, race, ethnicity, nationality, gender, gender identity, sexual orientation, religious beliefs, physical abilities, personalities and experiences – at all levels and in all functions and regions. We also collaborate in a flexible working environment, providing you with a compelling degree of autonomy to decide how, when and where to carry out your tasks.
We provide feedback to all candidates via email. If you have not heard back from us, please check your spam folder.




About iptiQ


iptiQ is a risk tech start-up within Swiss Re Group. Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime.

iptiQ provides digital, bespoke and transparent L&H and P&C protection products in a B2B2C manner. Founded in 2014, we're transforming the way consumers buy insurance with a unique digital insurance engine which incorporates the latest technology with world-class underwriting capabilities. We build strong partnerships to sell insurance via trusted brands.

Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. iptiQ embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work.



Reference Code: 121661 



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