Credit Risk Analyst

Are you looking for a challenge and an opportunity to further advance your skills and career in a phenomenal working environment? Do you like to work in a global team and does the world of finance, insurance and trade fascinate you? Are you attracted by contributing to the data-driven transformation of Swiss Re? We are looking for an energetic professional to join our Credit Product Centre team and this could be your opportunity.

About the Role

-  As Credit Risk Analyst, you will be part of the deal team for credit and surety underwriting and responsible for:

• Obligor and Transaction Credit Risk Assessment and Rating for the following Products:

• Participate in projects to enhance efficiency, effectiveness, and quality.

  - Commercial Surety

  - Contract Surety

  - Other Trade related Financing

• Preparation of submissions of credit rating rationale.
• Determine the maximum risk appetite on an obligor or transaction level.
• Represent and justify rating rationale and risk appetite with stakeholders.
• Approval/recommendation of credit limits in line with internal policies and standards.
• Evaluation of financing structures, delivery of objective risk related inputs on transactions and counterparties as well as recommendation on risk mitigation and loss prevention.

About the Team

The Credit Product Centre reports directly to the Global Head of Credit & Surety (C&S) Corporate Solutions who in turn reports to the Corporate Solutions Chief Underwriting Officer. The C&S unit of Corporate Solutions provides credit risk-based insurance solutions to banks and corporates in the areas of Trade, Commodity and Project Finance, Surety, Political Risk Insurance and Trade Credit Insurance. The team has full profit centre responsibilities and comprises specialized credit origination and underwriting professionals located in 14 offices within the 4 global Corporate Solutions regions.

The Credit Product Centre (CPC) is, in general, responsible for:

• Leading key C&S CorSo strategic initiatives in the area of risk assessment and insights.
• Providing high-quality, fundamental corporate obligor and transaction credit risk assessments in support of the C&S unit's diverse credit-related underwriting activities.
• Conducting forward-looking sector and credit market analyses and feasibility studies.
• Underwriting Policy and ensuring overall compliance with unit, divisional and Swiss Re Group standards.
• Ensuring accuracy and integrity of methods and tools used to support transaction pricing.
• Ensuring proper monitoring and oversight of the in-force Credit & Surety portfolio.

The Credit Product Centre is a globally distributed team with presence in Sao Paulo, Frankfurt, Munich, Bratislava, Zurich, Bangalore, and Singapore. The Credit Product Centre also maintains direct contact to diverse senior management throughout Swiss Re by acting as the key Credit & Surety link with Swiss Re Group Risk Management and Group Underwriting, Legal, Operations, Finance, Claims and Actuarial (pricing and reserving).

About You

Professional Experience:

• Minimum 2 -4 years of experience in financial/credit analysis.
• Representing cases and decisions with stakeholders.
• Working experience in multinational teams.

Skills:

• Ability to communicate effectively on all levels internally and externally.
• Ability to interact within an international team.
• Ability to manage large workloads and tight deadlines.
• Good understanding of data analytics.
• High degree of self-motivation.

Languages:

• Fluency in Portuguese and strong command of English.

In general:

• Business relevant qualifications expected.